IRA Rebate Calculator — Inflation Reduction Act 2026
Check your IRA rebate eligibility in 2026. See income tiers, rebate amounts for heat pumps, EVs and solar under the Inflation Reduction Act.
· Free · No signup required
How to use this calculator
- Enter your total annual household income (combined if filing jointly).
- Enter your household size — this affects the Area Median Income (AMI) thresholds that determine your eligibility tier.
- Adjust the state median income factor if you know your state's AMI is above or below the national average.
- Your income tier, heat pump rebate amount, EV credit and solar ITC appear instantly.
- Use the results as a starting point — consult your state energy office for exact program availability.
Understanding your results
Two separate IRA programs: The IRA created two distinct incentive structures. (1) The High-Efficiency Electric Home Rebate Act (HEEHRA) provides direct upfront rebates to income-qualified households. (2) The Energy Efficient Home Improvement Credit (25C) and Residential Clean Energy Credit (25D) are tax credits available to all income levels.
HEEHRA income tiers: Rebates are based on Area Median Income (AMI) for your county. Households below 80% AMI receive the maximum rebate (100% of equipment cost, up to caps). Households at 80–150% AMI receive 50% of costs covered. Above 150% AMI, only tax credits apply — no direct rebates.
Key HEEHRA caps (2026): Heat pump HVAC: up to $8,000 for ≤80% AMI. Heat pump water heater: up to $1,750. Electric panel upgrade: up to $4,000. Weatherisation: up to $1,600. EV charger: up to $840. Total HEEHRA cap: $14,000 per household.
Solar ITC is not income-restricted: The 30% Residential Clean Energy Credit (Section 25D) for solar panels, battery storage and wind is available to all taxpayers regardless of income. It requires sufficient tax liability to use the credit — the credit can be carried forward for up to 5 years if not fully usable in year one.
State programs stack on top: Many states administer their own rebate programs funded by IRA money. Contact your state energy office or visit dsireusa.org to find programs in your area.